Legal Disclosures

FDIC Deposit Insurance

Deposits with HTMB are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per insured bank. This protection is provided in accordance with U.S. federal banking regulations.

Regulatory Supervision

HTMB is a member of the FDIC and is subject to supervision and regulation by applicable U.S. federal and state banking authorities.

Investment Disclaimer

Investment and insurance products are not insured by the FDIC, are not deposits or obligations of, or guaranteed by the bank, and may lose value. Past performance is not indicative of future results.

Interest Rate Disclosure

Interest rates quoted are accurate as of the date posted and are subject to change without notice. Fees and charges may reduce earnings. Complete terms and conditions are available upon request.

Non-Discrimination

HTMB complies with all applicable U.S. federal and state anti-discrimination laws, including the Fair Housing Act and Equal Credit Opportunity Act. We do not discriminate on the basis of race, ethnicity, religion, gender, age, disability, or any other protected characteristic.